Habitat for Humanity of Greater Charlottesville

 
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Application & Selection

Habitat's Application Process  Habitat for Humanity of Greater Charlottesville takes requests for applications on a rolling basis.  Your first step is to request an information packet about the Habitat program.  If you feel like the program is a good fit for your family, fill out the application request form included in the packet and return it to us.  We will put your name on our mailing list and send you an application the next time they go out. Applications are sent out once to twice each calendar year. To request an Information Packet, please call our office at (434) 293-9066 or send an email by clicking here.

Family Selection  Unfortunately, we don’t have the resources to build homes in partnership with everyone who applies, so we base our family selection on three primary factors:

  • Need
  • Willingness to Partner
  • Ability to Pay

Need  Habitat is dedicated to moving families out of substandard housing into simple, decent, affordable homes.  In order to do that, we must look at the living situation of each applicant.  For a list of our needs criteria, please click here.

Willingness to Partner  The relationship between Habitat and a Partner Family is a true partnership.  Habitat assists families in realizing their dream of owning a home and our Partner Families assist in building the homes and doing the work to prepare for home ownership.  Building a respectful, trusting relationship is hard work, but the 100+ families who are now living in their Habitat home in this community would say it is worth it.

Ability to Pay  Partner Families purchase their home with a mortgage that has monthly payments. Habitat must be sure that they can afford to make this payment and still be able to afford to pay other bills.  Applicants must provide copies of tax returns and income documentation before being approved for partnership.  Credit is also taken into account.  Habitat does not require perfect credit, but we do want to see evidence of a willingness to pay off old debts and make future payments on time.

We also work with families who have a substantial need and a strong willingness to partner, but who need some time to work on fixing their credit. For information about our new two-phase credit counseling program, please click here.

 

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