Housing Services

Application & Selection Process

“I never missed a mortgage payment.  In 2007, when I paid off the house in full, my friends at Habitat threw me a party.  When I held the deed to my own house it was one of the proudest moments of my life.” – Phyllis Meredith, the Charlottesville Habitat affiliate's first homeowner

Application and Selection Process

Thank you for your interest in the Habitat Homeownership and Pathways to Housing Programs. We believe that everyone should have a safe and affordable place to call home. If you or someone you know is interested in homeownership but face barriers due to income or credit, we invite you to learn more about our Homeownership and Pathways to Housing programs. 

Both the Homeownership program and Pathways program are a long-term commitment and partnership between Habitat for Humanity and future homeowners. The application process takes 5 months and the typical timeframe between approval for homeownership and purchase of a home is between 18 to 24 months. The typical timeframe between approval for the Pathways Program and graduation is between 18 and 24 months. 

Want to take the next step?

Are you interested in applying to our Habitat Homeownership Program or Pathways to Housing program? We are currently hosting Applicant Information Meetings (AIMs).  During AIMs we will go over the application process, the Habitat Homeownership program and the Pathways to Housing program. Please sign up for an AIM online.

Would you like to look over the application?  You can find the application for our 2020 application process here.  If you need help filing it our or have questions, please contact the Homeownership Team at familyservices@cvillehabitat.org or 434-293-9066.  PLEASE REMEMBER: we will accept applications between January 2, 2020 to January 20, 2020.  You MUST attend an AIM before we can process your application.  

If you are not sure that you would like to apply but would like to receive information about upcoming events and updates about the application process, please fill out the Homeowner Interest Form by clicking here.

Need help filling out the application? Use the button below to schedule a time to meet with us and go over it together!

Schedule an Online Appointment 

Application Resources

Habitat for Humanity Application (To digitally sign the application, please download and open with Adobe Acrobat Reader)

Applicant Information Meetings

Homeowner Interest Form 

Self Employment Tracker

Additional Resources

If you would like help learning about money management and credit, you can contact Piedmont Housing Alliance or New Hill Development for free financial resources. 

Click here to get a copy of your tax transcript. 

Click here to get a copy of your credit report. You can get a free copy every 12 months!