While our main office is closed to the public in light of Covid-19, we are still working to create safe, affordable homeownership opportunities in Greater Charlottesville. 
You can learn more about Habitat's interim work during Covid-19 here and visit the Store's website to find their adjusted hours and procedures here.


Housing Services

Application & Selection Process

“I never missed a mortgage payment.  In 2007, when I paid off the house in full, my friends at Habitat threw me a party.  When I held the deed to my own house it was one of the proudest moments of my life.” – Phyllis Meredith, the Charlottesville Habitat affiliate's first homeowner


Do You Qualify?

To qualify for our programs, future homeowners must:

  • Have lived or worked in Charlottesville, Albemarle, Louisa or Greene for at least the past 12 months
  • Meet income requirements


Application and Selection Process

Thank you for your interest in the Habitat Homeownership and Pathways to Housing Programs. Both the Homeownership program and Pathways program are a long-term commitment and partnership between Habitat for Humanity and future homeowners.


  • Application: The application process takes approximately 5 months. 
  • Homeownership: The typical timeframe between approval for homeownership and purchase of a home is between 18 to 24 months.
  • Pathways: The typical timeframe between approval for the Pathways Program and graduation is between 18 and 24 months


Want to take the next step?

Are you interested in applying to our Habitat Homeownership Program or Pathways to Housing program? We are currently hosting online Applicant Information Meetings (AIMs). During AIMs we will go over the application process, the Habitat Homeownership program and the Pathways to Housing program.



You can now watch the AIM video online! There is a required quiz when you complete the video.


If you would prefer a live AIM session, please sign up for an AIM online, email familyservices@cvillehabitat.org, or call Mikayla Woodley at (434) 293-9066. 


We will accept applications between March 1, 2021 - March 31, 2021.  You MUST attend an AIM before we can process your application.  


Please email familyservices@cvillehabitat.org, or call Mikayla Woodley at (434) 293-9066 to schedule a time to meet with us and go over it together!


Applicant Resources


Additional Resources