COVID-19 FINANCIAL COACHING
Our financial coaches can help you make a financial plan during this unprecedented time.
Click HERE to schedule a phone or video call with one of our financial coaches.
To access financial assistance with your rent or mortgage payments, please click HERE
To see guidelines on requesting forbearance or mortgage relief, please click HERE
To access financial assistance for UVA employees & contract workers, please click HERE
To file for unemployment, please click HERE
To see a list of local businesses that are currently hiring, please click HERE
If you are seeking protective masks, please email Garrett Trent with your name and the number of masks you need for your family.
Visit Support Cville's website to learn more about the following resources:
- Funds for restaurant workers
- Food assistance/ pet food assistance
- Medication assistance
- Internet and education tools
- Legal Services
- Health Services
Additional Resource Pamphlets
Our financial coaches are here to help you make a plan to achieve your financial goals.
Click HERE to schedule an appointment with one of our financial coaches.
The City of Charlottesville and Albermarle County offer several options for emergency financial assistance.
See HERE for financial assistance with rent payments.
See HERE for financial assistance with utility payments.
Homeownership and Mortgages
Paying a mortgage is an important part of homeownership. If you are struggling to pay your mortgage, or are concerned about missing a payment, you should contact your mortgage servicer as soon as possible. You may qualify for financial relief options.
See HERE for resources on getting a mortgage and maintaining a mortgage.
See HERE for information on mortgage relief options.
See HERE for information on Charlottesville and Albermarle County mortgage assistance programs.
See HERE for information on property tax assistance in Charlottesville.
If you are concerned about foreclosure, you should contact your mortgage servicer as soon as possible. Additionally, you should contact a HUD-approved housing counselor to receive free, professional assistance on avoiding foreclosure.
See HERE for a checklist on how to avoid foreclosure.
See HERE for a list of HUD-approved housing counseling agencies.
Paying off Debt
Paying off debts can give you more financial freedom.
See HERE for a video on steps to help get out of debt.
See HERE for a video on strategies for paying off debt.
Contact one of our financial coaches for assistance creating a debt management plan.
Types of Debt
- Secured vs. Unsecured - For information on secured and unsecured loans, click HERE
- Credit Cards - For information on managing credit cards, click HERE
- Medical Debt - For information on medical debt, click HERE
- Student Loans - For information on repaying student loans, click HERE
- Auto Loans - For information on auto loans and buying a car, click HERE
- Payday Loans - For information on payday loans, click HERE
- Cosigning Loans - For more information on cosigning loans, click HERE
Negotiating with Creditors and Debt Collectors
The creditor is the company that originally provides you with the credit or loan. Negotiating with creditors can help to lower your rate or repayment plan.
Debt collectors are third party companies that have been hired to collect your debt. Debt negotiations with creditors and debt collectors can also help to avoid garnishments, judgments, foreclosure, and bankruptcy.
See HERE for a video on negotiating with creditors.
See HERE for information on negotiating a settlement with debt collectors.
You can file for unemployment benefits by completing an online application or by calling 1-866-832-2363 to get started.
See HERE for instructions to apply.
See HERE for a video on how to apply.
Click HERE to file for unemployment online.
If you are experiencing financial difficulty, you might qualify for benefits through the state of Virginia. You can apply to public assistance programs including:
- Food stamps (SNAP)
- Cash assistance (TANF)
- Utility assistance (LIHEAP)
- Medical assistance
- Child care
Click HERE to apply online or call 1-855-635-4370 to get started.
Additional Community Resources
If you are searching for other types of assistance, please refer to one of the resources below.
- Community Resource Helpline - Call (434) 234-4490 or complete this online form to be connected to services in the community.
- United Way Quick Guide to Family Resources - Click HERE to access United Way's comprehensive community resource list.