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Charlottesville Affordable Housing Action Items

December 2019 

For this month, HFHGC’s Advocacy in support of our vision of a Greater Charlottesville where everyone has access to a decent place to live and in support of Cost of Home focuses on upcoming funding decisions for the Charlottesville Affordable Housing Fund. 

1.      Charlottesville Affordable Housing Fund FY ‘20

a.       Background: Last year, the City’s Housing Advisory Committee recommended an allocation of $1.55M toward the Charlottesville Affordable Housing Fund (CAHF) based on estimates of projects likely to come forward. During the budgeting process, City Councilors spent considerable time discussing the need to include this funding in the Capital Improvement Program budget order to leverage and maintain additional critical housing initiatives.

Although they ultimately only included $800,000 in the CAHF, during their budget work session of March 27th, Councilors expressed a preference to allocate an additional $755,000 of the city's anticipated year-end surplus toward the CAHF. In doing so, it would equal the HAC’s recommendation of $1.55 million.

b.      Habitat’s Position: We recognize that surpluses are not guaranteed and the City has numerous funding alternatives. However, we strongly believe that, should a surplus materialize, Council should allocate at least $755,000 of a year-end surplus to the CAHF. Without funding in the CAHF, there would be no funding at all for affordable homeownership.

We believe fundamentally that, in order for Charlottesville to be a truly world class city, there must be affordable housing alternatives across the entire spectrum, from permanent supported housing, to affordable rentals, rehab and homeownership. Allocating a year end surplus to fund the CAHF at $1.55M is a critical step toward that realizing that vision.

c.       Action Needed: Please contact City Council at and ask them, should a surplus materialize, to allocate at least $755,000 of a year-end surplus to the CAHF.

2.      Charlottesville Capital Improvement Program FY ’21

a.       Background: Last year, the City of Charlottesville provided unprecedented support for affordable housing-related activities, dedicating nearly $10M in funds in its FY ’20 Capital Improvement Program.  Although the coming Strategic Housing Plan process will help solidify funding commitments necessary to address the need identified in the 2018 Housing Needs Assessment, based on provisional estimates from the City’s Housing Advisory Committee’s Intervention Analysis Tool, the City will need to sustain this level of commitment for the next 15 years. 


The current five-year CIP draft projects only ~$30M for affordable housing.  Though the draft CIP includes laudable direct funding allocations for several critical projects: CRHA and Friendship Court redevelopment, City Housing Choice Vouchers (CSRAP), and home rehabilitation, there is insufficient or no funding for:

-          permanent supportive housing; 

-          affordable homeownership;

-          critical low-income household home repair to meet demand; and,

-          opportunistic funding for currently unidentified projects. 

b.      Habitat’s Position: An increased level of investment is fundamentally necessary to foster a well-planned and healthy local housing system which includes housing opportunities for all, from renters through homeowners, providing choice and stability for low-income residents.

The community has been consistent and clear in that it wants the City to proactively and aggressively redress historic patterns of racial and economic exclusion.  Housing segregation and specific neighborhood disinvestment in Charlottesville occurred as a result of multiple (now illegal) practices some of which were matters of private sector racism – such as redlining – and some of which were results of intentionally exclusionary public policy – such as the demolition of Vinegar Hill and federal backing of home loans exclusively in whites only neighborhoods.

c.       Action Needed: Prior to their December 10th public hearing, please contact City Council at and the Planning Commission at and request the following changes to the CIP

1.      Increase the five-year projection for total funding for affordable housing to $50M, or $10M/year;

2.      Increase the amount of funding into the CAHF to $3M/year OR directly allocate funding for permanent supportive housing, housing rehabilitation and affordable homeownership.

This page will be updated on a monthly basis with new action items for people looking to advocate for affordable housing solutions in the greater Charlottesville area.

Last update: 12/9/19