2025 CORE HOMEBUYER APPLICATION

How to Apply

• Step 1: Check eligibility requirements to apply (below)
   
• Step 2: Complete an Applicant Information Meeting (AIM)
   
• Step 3: Take the AIM quiz. After completing the quiz, you will automatically receive access to the online application
   
• Step 4: Fill out and submit the online application. After reviewing your online application, staff will email you to request supplemental income documents

Do You Qualify?

Applicants must meet all of the following:

• Applicants must have lived or worked in Charlottesville, Albemarle, Greene, or Louisa for at least the previous 12 months
   
• Total household income (before taxes) is up to 60% of Area Median Income (AMI) as defined annually by the U.S. Department of Housing and Urban Development (see income chart below)
   
• Be a first-time homebuyer or have not owned a home within the last 3 years

INCOME QUALIFICATION

In order to qualify, your entire household income must be between 25% and 60% of the Area Median Income in Charlottesville. The US Department of Housing and Urban Development (HUD) releases these income limits each year.

If your gross monthly income (before taxes and deductions) falls within the range, then you may qualify:

Application Information Meetings

All applicants MUST complete an Applicant Information Meeting (AIM) before submitting their online application. You may register to attend a live, virtual AIM below. If you cannot attend a virtual AIM, you may watch the AIM video recording. 

All applicants must take the AIM quiz in order to gain access to the online application.
 

REGISTER FOR AN AIM

Interested applicants may attend live, virtual AIMs via Zoom. If you are unable to use Zoom, please contact staff at 434-234-3412 for an alternative option to complete the AIM.

• To register for a virtual AIM, please CLICK HERE
   

WATCH THE AIM VIDEO

Interested applicants may watch an AIM video recording rather than attending a live, virtual AIM

• Watch the AIM video recording HERE
   

TAKE THE AIM QUIZ

After attending a virtual AIM OR watching the AIM video recording, please complete the AIM quiz

• To take the AIM quiz, CLICK HERE
   

Application Deadlines

• July 18, 2025 - Last day applicants can submit online applications
   
• August 1, 2025 - Last day applicants can submit supplemental documents
   
• Be sure to submit your application early! Applications are reviewed as they are received
   

Proposed Home Designs

Habitat has 4 available homes in the City of Charlottesville and 2 available homes in Albemarle County.

Charlottesville Homes

• Paton Street - This is an existing duplex (1 unit available) in the Fifeville neighborhood that has been renovated by Habitat
  • To see the design packet for this home, CLICK HERE
  • To see a video of the Paton Street home renovation, CLICK HERE
     
• 6 1/2 Street - This is a new construction duplex (2 units available) in the Fifeville neighborhood
  • To see the design packet for these homes, CLICK HERE
  • To see a 6 1/2 Street sample 3D model, CLICK HERE
     
• Flint Hill - This is a new construction, stacked townhome (1 unit available) located in the Fry's Spring neighborhood
  • To see the design packet for this home, CLICK HERE
     

Albemarle Homes

• Three Notch'd - This will be 1-2 new construction homes in Crozet.
  • To see the design packet, CLICK HERE
     

Need Help?

Please request an application support appointment using one of the following methods:

• Fill out an appointment request form HERE
• OR email familyservices@cvillehabitat.org
• OR call Keshia Washington at (434) 234-3412